Calculators
Transparent by design: every rate is editable, the method is written out, nothing is hidden in code.
Mortgage
Monthly paymentAED 9,490
Down payment, amountAED 500,000
Loan amountAED 1,500,000
Total interestAED 777,538
One-off purchase costs
Total costsAED 127,950
Transfer feeAED 80,000
Agency feeAED 40,000
Registration feeAED 4,200
Mortgage registrationAED 3,750
Rental yield
Net yield5.62%
Gross yield7.00%
Net annual incomeAED 112,327
Vacancy lossAED 8,077
Service chargesAED 13,000
Capital growth
Value after the termAED 2,552,563
GainAED 552,563
This shows what happens at the growth rate you set. It is not a forecast and not a promise: you set the rate, and the market can move either way.
Instalment calculator
AED 400,000
AED 1,600,000
Schedule totalAED 2,000,000
Annual ownership fees
Total annual feesAED 13,000
Service chargesAED 13,000
Housing feeAED 0
The housing fee rate defaults to 0: there is no dated source to confirm it, enter your own figure if you know it.
Method
- 1The mortgage is an annuity: the payment is level, and the interest share is higher at the start.
- 2Cost rates are not hardcoded. The defaults are a Dubai market reference, not our guarantee: confirm them with the developer and the bank before the deal.
- 3Net yield is calculated after vacancy, service charges and management. Gross yield is rent over price, always prettier and almost always useless.
- 4The UAE has no personal income tax on rent or capital gains, but transaction and holding costs exist and are shown as separate lines.
These figures are indicative. They are not an offer, not financial or tax advice, and do not guarantee returns. Confirm bank terms, fees and service charges before the transaction.